Reciprocal Agreement is an arrangement between two or more social security institutions to compensate an individual through the payment of long-term benefit using periods worked in more than one participating territory that can allow you to qualify for a pension.

The benefits offered are:

• Age Benefit
• Invalidity and
• Survivors benefit

If you qualify for a pension both in Grenada and Canada, each country is required to pay you a separate pension based on its local Regulations.

The Grenada National Insurance Scheme has reciprocal agreements with the following:

1. CARICOM Reciprocal Agreement
2. Canada Reciprocal Agreement (Canada)

• Report the accident/disease to your employer immediately.
• Visit your doctor or hospital as soon as possible.
• Have the Employment Injury Claim form appropriately completed.
• Submit all original bills/receipts for expenses incurred

The Canada Reciprocal Agreement is between Canada and Grenada only.

To qualify for benefits under the Canada Reciprocal Agreement you must:

1. Be registered and have a Social Security Number with Canada.
2. Worked and contributed to the Social Security Scheme in Canada

To claim for a benefit under the Canada Reciprocal Agreement you should complete the appropriate form –  Age Benefit Form, Invalidity Benefit Form or Survivors Benefit Form.

You should provide the following:

1. an original Birth Certificate
2. a valid picture ID
3. an original certified Marriage Certificate (where applicable)
4. an original certified Decree Absolute (where applicable)
5. Statutory Declaration or an Affidavit to support any differences in names and surnames

The completed Claim for Age Benefit form should be submitted at least 3 months before your sixtieth (60^th) birthday but no later than 3 months after.

The countries under the CARICOM Reciprocal Agreement are: –

• Trinidad
• Antigua & Barbuda
• The Bahamas
• Barbados
• Belize
• Dominica
• Guyana
• Jamaica
• Montserrat
• Kitts & Nevis
• Lucia
• Vincent & the Grenadines
• Suriname

To qualify for benefits under the CARICOM Reciprocal Agreement you must:

1. Be registered and have a Social Security Number with any of the contributing countries
2. Worked and contributed to the Social Security Scheme in any of the contributing countries

The benefits offered are:

Age Benefit

 Invalidity and

Survivors benefit

To claim for a benefit under the CARICOM Reciprocal Agreement you should complete the appropriate form – Age Benefit Form, Invalidity Benefit Form or Survivors Benefit Form.

You should provide the following:

1. an original Birth Certificate
2. a valid picture ID
3. an original certified Marriage Certificate (where applicable)
4. an original certified Decree Absolute (where applicable)
5. Statutory Declaration or an Affidavit to support any differences in names and surnames

The completed Claim Form should be submitted no later than three (3) months after attaining retirement age, becoming a survivor, or becoming an invalid.